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Welcome to Omaram Service (OPC) Private Limited
Omaram Service (OPC) Private Limited F, a Non-Banking Financial Company (NBFC) was incorporated on 19th Feb, 2022 as One Person a Private limited Company under Companies Act 1956 at registered office Address is Plot No- A- 75 Hanuman Nagar, Lalchandpura, Niwaru Road, Niwaru, Jhotwara, Jaipur, Rajasthan, India, 302012 vide Certificate for Incorporation U66190RJ2024OPC092796 in Registrar of Companies with the objective of Loan Company as a Non- Deposit taking Non - Systematic Company subject to approval of Regulatory Authority.
Omaram Service started its Business operations under the leadership of Mr. Dinesh Godara(Business Head) in 2022 with the objective of meeting the credit requirements of the small businesses in the MSME sector, rural and semi-urban financing. It provides affordable financing with simple, no-hassle loan products. Itis focused on meeting the financial needs of the micro, small and medium enterprises (MSME) in India, which has remained largely underserved despite several initiatives. A company runs by professionals with rich experience in financial services industry, aims to make availing credit easy to this segment and make a positive impact on the lives of millions of Indians engaged in informal activities and who actually build the nation.
The Company deals in Four (4) major segments- MSME Secured Loans, MSME Unsecured Loans, Personal Loans and Small Business Loans(SBL) . It promises a better life to the middle-class and emerging middle-class, and helps families to move up the economic ladder. By offering small ticket income generating loans to bottom of pyramid customers, it offers poor house-hold to increase their income and drastically enhance their livelihood.
Why choose us
Omaram Service Family values customers requirements and offers best possible financial solutions with the Fastand Easy Process, One Point Solution, Quick Decision Making together with the Client Satisfaction To bring about a fundamental change in the lives of the people who are outside of the reach of the current financial institutional system specifically in the rural parts of India
Product Note:
A) MSME Secured Loan
We offer need based mortgage loans on house property and commercial property. Our local insight and market reach helps us to provide maximum value to the property.
All Micro, small and medium businesses, self-employed professionals, partnership firms, proprietorship and private or closely held companies are eligible for MSMEs Loan. Our officers understand your business and your future requirements to arrive at the loan amount can be offered to you. We offer competitive rates and ensure quick approvals, easy documentation and doorstep services.
1. Loan for All Type
2. Ticket size: Up to Rs.25.00 Lakhs
3. Tenure: Up to 5 years
4. Security: Property
The features are mentioned below:
B) MSME Unsecured Loan
When it comes to growing a business, money is always a top priority. Yet, obtaining loans is difficult, particularly for small firms. This is an area in which Omaram Service pledges support. Our financial services are intended to assist you in overcoming financial restraints and achieving your business objectives.
To accomplish all of your business objectives, including expansion require money. With Omaram Service MSME Unsecured Business Loans, designed specifically for MSMEs, it can give your business the boost it needs to reach new heights. For the sake of convenience, we guarantee loans with accelerated turnaround times for business requirements.
The features are mentioned below:
1. Business should be registered
1. Minimum business Stablity should be 12 months in current business
3. Ticket size upto 2.00 Lakhs
4. Security: Unsecured
5. Tenure; Up to 3 Years
C) Personal Loan
The best way to meet your expenses during an emergency situation or fund in any unplanned situation in the life is the personal loan. For those who are looking for an instantPersonal Loan, we have great offers for you.
The features are mentioned below:
1. Salaried Person
2. Ticket size: Up to Rs. 2.00 Lakhs
3. Tenure: Up to 36 Months
4. Security: Zero Collateral,
5. Min. 2 yrs. Working Exp.
D) Small Business Loan (SBL)
This loan product is offered to persons having a Business and need finance to grow there Business. This product is in the nature of unsecured loans to Customer. Through thisproduct we ensure to lighten the monthly cycle payment burden on the consumer by helping him/her to repay on daily basis. The EMI collection is on daily basis as it helps the Consumer to take out a portion of his daily earnings towards repaying the loans and is also favorable to the Company as the liquidity cycle remains in better control.
The features are mentioned below:
1. The Borrower must have Business existence
2. The Business should be registered
3. Minimum business Stability should be 12 months in current business
4. Daily Sales at (Retail or WholeSale Counter) should be minimum Rs. 2000
5. Ticket size : up to 2.00 Lakhs
6. Tenure : 100 Days
7. Security : Zero Collateral
Branches and areas of operations
Now we are only working from our head office at Hanuman Nagar, Lalchandpura, Niwaru Road, Niwaru, Jhotwara, Jaipur, Rajasthan, India, 302012, but the sourcing for file is being done from all the semi urban, urban, rural areas nearby Jaipur by our sales team